Dental Insurance Plus, Keeping A Dental Insurance Plan
Question: I do not have a lot of money for a dental insurance plan but I want to see a dentist it is past time for a basic check up. I notice under most dental insurance plan preventive dental care is free. Do I have to keep the plan I buy or can I use it to get my free check up and cleaning then cancel since I do not need it any more.
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Answer: You will just have to read the terms and conditions of the plan you are looking at. Some Insurance have long term waiting periods that may effect you. Where as some dental insurance plan are only annual options.
You may want to buy a Dental Discount plan, however even some dental discount plans are set up for one year term depending on who is selling it. I would advise on getting or looking for a discount plan that is monthly or one that you can cancel with a 30 day notice.
I hope that you only need a check up since you do not want to maintain any plan. However keep in mind that if you do continue you may find it troublesome when or if you need larger dental care services in the future.
